XRP/BTC may have a downtrend ahead of itself. The peak observed after almost 7 months. My long term perspective is XRP is bearish.
One thing is XRP tokens and Ripple as a company do not always go hand to hand. Although the Big Banks are keen to partner with Ripple, they always do not want to use XPR tokens. Also this crypto currency, as it is not decentralized, not have the love from the crypto-community like others.
It will be an interesting trade to watch. Personally I would keep out from it unless I do short term trades.