For those of you who are Indians, you probably know about the "Discussion paper on blockchain technology and competition" created in India by Erns and Young. There were few mentions of Ripple in that paper, clearly untrue, sounding like coming out of Garlinghouse's mouth, for sure included there based on Ripple's incentive, and consequently re-used by Ripple marketing in many headlines. Ripple does that. They pump their fake marketing lately especially in countries where national currencies are under pressure. INR was recently in covid-related turmoil so they targeted the market trying to get Indians to hedge falling national currency by joining the XRP bubble. They targeted Turkey the same way when their central bank and Erdogan caused trouble for national currency. Ripple wins, Ernst and Young "analyst" will go on a nice vacation, new retail investors from India will be trapped in a chart where nothing is certain.