XRP is the Mavericks of crypto and you don't just paddle out into the swell thinking you're gonna charge into glory. Going over the falls or getting the eternal hold-down is the fate of many who don't respect, or understand what it is. True DeFi is a noble vision but as some have said "they will roll out their tanks" before they let us have our own currency. It's just not gonna happen, so may as well dive in and swim with the sharks because big fish eat little fish, the end.
Own the thing that everyone hates.
Not Investment Advice, DYOR, etc. . .