Commercial Credit & Finance PLC engages in the provision of financial services and real estate development. It operates through the following segments: Finance Lease, Hire Purchase, Microfinance and Small and Medium Scale Enterprise (SME) Loans, Pawning, Term Loans, Revolving Loans, and Investments. The Finance Lease Hire Purchase segments offer financial assistance for customers to acquire registered and unregistered vehicles. The Hire Purchase segments offer financial assistance for customers to acquire registered and unregistered vehicles. The Microfinance and SME Loans segment provides assistance to those who have no access to banking facilities for the purpose of establishing an enterprise of their own. The Pawning segment includes products such as pawn broking, gold advances, gold Advance installment loans, and Ran Sahana loans. The Term Loan segment provides financial assistance to customers who can demonstrate repayment capacity via existing earnings. The Revolving Loans segment provides funds to the SME sector without any collateral. The company was founded on October 4, 1982 and is headquartered in Kandy, Sri Lanka.