What does SKWD do?
SKWD is an American insurance company, but not your typical one.
They focus on “specialty insurance”, they cover unique or complex risks that big, traditional insurers often avoid. Think about things like renewable energy, media liability, or niche business programs. This lets them play in markets with less competition and better profit margins.
How’s the business doing?
Strong growth: Their revenues have been growing at around 27% per year, which is much faster than most insurance companies.
Solid profits: In 2024, they made $118.8 million in net income, up 38% from the year before. Their return on equity (ROE)-a key measure of profitability was 16.3%, which is very healthy for this industry.
Premiums keep rising: The amount of insurance they sold (gross written premiums) jumped 20.8% last year, and they keep launching new products in promising areas like life sciences and renewable energy.
Efficient operations: Their “combined ratio” (which shows how well they manage claims and expenses) is around 91.6%. Anything under 100% means they’re making money on their core business, even after paying out claims.
What’s special about their strategy?
They’re all about owning their niche. Instead of trying to be everything to everyone, they pick markets where they can be experts and set the rules.
They keep innovating, launching new specialty products and expanding into growing sectors.
Management is experienced and focused on disciplined growth, not just chasing volume for the sake of it.
What about risks?
Like any insurer, big natural disasters (hurricanes, etc.) can hit their results in a given quarter, but their diversified approach helps cushion the blow.
Their stock isn’t super cheap compared to peers, so they need to keep up the growth to justify the price.
Future outlook
Analysts expect SKWD to keep growing earnings and revenue by about 12–15% per year, which is strong for insurance.
The company’s strategy and track record suggest they can keep grabbing market share in these specialty areas.
Technically
The chart has break a triangle, which is a great trend continuation pattern. Any buy near supports or the trendline would be an amazing opportunity in the mid or long run.
SKWD is an American insurance company, but not your typical one. They focus on “specialty insurance”, they cover unique or complex risks that big, traditional insurers often avoid. Think about things like renewable energy, media liability, or niche business programs. This lets them play in markets with less competition and better profit margins.
How’s the business doing?
Strong growth: Their revenues have been growing at around 27% per year, which is much faster than most insurance companies.
Solid profits: In 2024, they made $118.8 million in net income, up 38% from the year before. Their return on equity (ROE)-a key measure of profitability was 16.3%, which is very healthy for this industry.
Premiums keep rising: The amount of insurance they sold (gross written premiums) jumped 20.8% last year, and they keep launching new products in promising areas like life sciences and renewable energy.
Efficient operations: Their “combined ratio” (which shows how well they manage claims and expenses) is around 91.6%. Anything under 100% means they’re making money on their core business, even after paying out claims.
What’s special about their strategy?
They’re all about owning their niche. Instead of trying to be everything to everyone, they pick markets where they can be experts and set the rules.
They keep innovating, launching new specialty products and expanding into growing sectors.
Management is experienced and focused on disciplined growth, not just chasing volume for the sake of it.
What about risks?
Like any insurer, big natural disasters (hurricanes, etc.) can hit their results in a given quarter, but their diversified approach helps cushion the blow.
Their stock isn’t super cheap compared to peers, so they need to keep up the growth to justify the price.
Future outlook
Analysts expect SKWD to keep growing earnings and revenue by about 12–15% per year, which is strong for insurance.
The company’s strategy and track record suggest they can keep grabbing market share in these specialty areas.
Technically
The chart has break a triangle, which is a great trend continuation pattern. Any buy near supports or the trendline would be an amazing opportunity in the mid or long run.
Disclaimer
The information and publications are not meant to be, and do not constitute, financial, investment, trading, or other types of advice or recommendations supplied or endorsed by TradingView. Read more in the Terms of Use.
Disclaimer
The information and publications are not meant to be, and do not constitute, financial, investment, trading, or other types of advice or recommendations supplied or endorsed by TradingView. Read more in the Terms of Use.