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XRPUSDT

Xrp to the MOON? SeekingPips Long Buying XRPUSD ALL DAY!⭐️ Now today I have tons of messages asking me about XRP ⭐️ ❗️Ladies and gentlemen 🟢SeekingPips🟢 has been long bias for the past 4 years at least and especially long XRPUSD All year on this platform with plenty of before the fact TRADE CALLS .🚀🚀🚀 ✅️ Now you know I wanted another dip below the shaded area mentioned last week on Saturday 22 February. (Go Back & See For Yourself) ✅️ We got what we wanted and even a momentary sub $2 XRP I hope you were filled on your LIMIT ORDERS. ⚠️ My exact words were "Just for the records tho sub $2 I fill my pockets" ❓️NOW WHAT❔️ 🌍It's VERY EASY , knowing that over 90% of so called TRADERS LOOSE MONEY in the markets and ALSO that they ENTER THE MARKET IN A RUSH WITHOUT MUCH OF A PLAN but they will sit in a LOOSING POSITION for far TOO LONG and EVEN CLOSE THEIR POSITION as soon as they have a SLIGHT PROFIT.🌍 ℹ️ Your job can be VERY SIMPLE. With knowing the above all one has to do to CAPITALISE ON THIS INFORMATION is the EXACT OPPOSITE. ⚠️You DON'T HAVE TO BE A GENIUS to make MONEY in the market but you do have to HAVE A PLAN and ACT ON IT RELIGIOUSLY ⚠️
COINBASE:XRPUSDLong
by seekingpips
$XRP/USDT is testing a strong support zone around $1.80 - $2.00,$XRP/USDT is testing a strong support zone around $1.80 - $2.00, aligning with the Point of Control (POC) and the 200 EMA ($1.80), which acts as dynamic support. This area has historically been a high-volume demand zone, making it a crucial level for a potential reversal. If buyers step in and defend this level, XRP could rebound toward $2.50 - $3.00 in the coming weeks. However, a break below $1.80 would weaken bullish momentum and could lead to a deeper correction, possibly toward $1.50 or lower. DYOR, NFA
Long
by unichartz
The key is whether it can rise after receiving support at 2.1453 Hello, traders. If you "Follow", you can always get new information quickly. Please also click "Boost". Have a nice day today. ------------------------------------- (XRPUSDT 1W chart) After the sharp rise, the HA-High indicator on the 1M chart is showing signs of being newly created due to this decline. Currently, the new point where the HA-High indicator on the 1M chart is being created is 1.5467. Accordingly, if it is definitely formed at the 1.5467 point next month, it seems possible that it will fall to around this point. As the M-Signal indicator of the 1M chart is rising near 1.5467, an important support zone is expected to be formed near 1.5467. - However, if it receives support near the M-Signal indicator of the 1W chart and rises near 2.5641, the M-Signal indicator of the 1M chart may disappear from its appearance. Therefore, the key issue at present is whether there is support near the Fibonacci ratio 2.24 (2.1563). - (1D chart) The key issue is whether the price can be maintained within the lower line of the Price Channel indicator and rise above the M-Signal indicator of the 1D chart. If not, and it falls, 1st: 1.902(1.8762) ~ 0(1.9954) 2nd: 1.5467 You should check if it is supported near the 1st and 2nd above. - Thank you for reading to the end. I hope you have a successful trade. -------------------------------------------------- - ​​Big picture I used TradingView's INDEX chart to check the entire range of BTC. (BTCUSD 12M chart) Looking at the big picture, it seems to have been maintaining an upward trend following a pattern since 2015. In other words, it is a pattern that maintains a 3-year upward trend and faces a 1-year downward trend. Accordingly, the upward trend is expected to continue until 2025. - (LOG chart) Looking at the LOG chart, you can see that the upward trend is decreasing. Accordingly, the 46K-48K range is expected to be a very important support and resistance range from a long-term perspective. Therefore, we expect that we will not see prices below 44K-48K in the future. - The Fibonacci ratio on the left is the Fibonacci ratio of the uptrend that started in 2015. In other words, it is the Fibonacci ratio of the first wave of the uptrend. The Fibonacci ratio on the right is the Fibonacci ratio of the uptrend that started in 2019. Therefore, it is expected that this Fibonacci ratio will be used until 2026. - No matter what anyone says, the chart has already been created and is already moving. How to view and respond to this is up to you. When the ATH is updated, there are no support and resistance points, so the Fibonacci ratio can be used appropriately. However, although the Fibonacci ratio is useful for chart analysis, it is ambiguous when used as support and resistance. This is because the user must directly select the important selection points required to create Fibonacci. Therefore, since it is expressed differently depending on how the user specifies the selection points, it can be useful for chart analysis, but it can be seen as ambiguous when used for trading strategies. 1st : 44234.54 2nd : 61383.23 3rd : 89126.41 101875.70-106275.10 (Overshooting) 4th : 134018.28 151166.97-157451.83 (Overshooting) 5th : 178910.15 -----------------
by readCrypto
1
XRP pushing back up?XRP is currently trading at 2.235, hovering near a potential rising wedge breakdown, which often signals a bearish move. However, a key support zone between 2.17 and 2.27 could act as a safety net, potentially triggering a bounce if buyers step in. If this support holds, XRP might push back toward the resistance zone at 2.50–2.80, with a breakout possibly targeting 3.00. But if the price slips below 2.17, it could drop toward a deeper support at 1.77. These levels are critical, think of support as a floor and resistance as a ceiling where price action often reverses or stalls. Technical indicators are leaning bearish but not overwhelmingly so. The price is near the 50-hour moving average (MA), staying above it would be bullish, while dipping below could invite more selling. The RSI is below 50, indicating weak momentum, and the MACD shows a bearish crossover, suggesting downside risk. Volume is steady, but a spike could confirm whether a breakout or breakdown is real. Watch these tools closely: a price bounce from support with rising volume and improving RSI/MACD could flip the short-term outlook. Market sentiment is mixed, clouded by the ongoing SEC lawsuit against Ripple, which keeps some traders cautious. On the flip side, rumors of ETF approvals or new partnerships could spark a rally if confirmed. Social media reflects this split, some see a breakout to 2.80–3.00, others brace for a pullback to 1.77. To stay ahead, set alerts at 2.17 and 2.50, monitor volume for confirmation, and keep an eye on crypto news for updates. With uncertainty high, consider using stop-losses below 2.17 (if long) or above 2.50 (if short) to manage risk. Don't forget: patience is key.
by MonoCoinSignal
24
#XRPUSDT – Bearish Scenario, Expecting a Breakdown📉 SHORT BYBIT:XRPUSDT.P from $2.1484 🛡 Stop Loss: $2.1881 ⏱ 1H Timeframe ⚡ Trade Plan: ✅ The BYBIT:XRPUSDT.P price is consolidating below POC (Point of Control) at $2.2119, indicating strong seller dominance. ✅ Attempts to push higher have been quickly rejected, suggesting buyer weakness. ✅ If the current support breaks, a strong downward move is likely. 🎯 TP Targets: 💎 TP 1: $2.1240 🔥 TP 2: $2.0930 ⚡ TP 3: $2.0680 📢 A close below $2.1484 would confirm further downside movement. 📢 POC at $2.2119 is a major volume area, now acting as resistance. 📢 Increasing volume on the drop supports the bearish outlook. 📢 Taking partial profits at TP1 ($2.1240) is a smart risk-management strategy. 🚨 BYBIT:XRPUSDT.P remains under selling pressure – monitoring for confirmation and securing profits at TP levels!
Short
by MoriartyTrading
XRPUSDT - LONG FROM POI 4HTechnically, XRP looks good for a mid-term trade! The sloping line breaks through, but there is no volume as such due to market uncertainty. Therefore, I plan to wait for a local correction as opposed to retail traders and in the POI range , I will consider a long position If my personal expectations are confirmed, I will consider the position in the format as indicated on the trading chart. Targets: $2.2695 $2.3663 $2.4492 Risk management - 1% on stop order
Long
by PHONKTRADER
1
XRPUSD - Key Support ConfirmationXRPUSD is currently forming a Descending Triangle, a continuation pattern that typically signals bearish momentum. The critical support level at $2.00 serves as a decisive point for price action. A successful defense of this level could trigger a short-term bullish reversal, with the immediate target aligning with the triangle resistance at $2.56. However, a confirmed breakdown below $2.00 would validate an AB=CD bearish continuation pattern, potentially extending the downtrend toward the major support at $0.64. Traders should monitor price action around the $2.00 level, as its reaction will determine the next directional bias.
BITSTAMP:XRPUSDShort
by AzrulAzir
XRP Takes a Hit—Is Another Crypto Crash on the Horizon?The crypto market just suffered its worst-performing period of the year, losing a staggering $260 billion in just 36 hours. Market capitalization has dropped below $2.86 trillion, with an 8.85% overnight crash shaking investors' confidence. XRP hasn’t been spared. In the past 24 hours, its price has plunged 11%, now trading with a volume surge of 192.13% to $14.015 billion. Over the last week, XRP is down nearly 13%, confirming that selling pressure is overpowering demand. What’s Fueling the Bearish Sentiment? 🔹 MACD Showing Strong Bearish Momentum – The red histogram is expanding. 🔹 SMA Indicates Downtrend – A negative slope suggests further weakness ahead. 🔹 Whale Investors on Edge – Institutions are micro-monitoring XRP’s price, waiting for a decisive move. What’s Next for XRP? 📌 Bullish Case – If buyers return, XRP could retest $3.00. 📌 Bearish Case – If market conditions worsen, XRP could drop to its key $2.00 support. Despite the crash, XRP’s high trading volume suggests liquidity remains strong—but whether that leads to a rebound or further losses will depend on broader market sentiment. The big question: Is this just another dip, or the start of a deeper market collapse?
Short
by paul_endeo
Break Below $1.90? Ripple Could Crash 35% to $1.50!Hello and greetings to all the crypto enthusiasts, ✌ In several of my previous analyses, I have accurately identified and hit all of the gain targets. In this analysis, I aim to provide you with a comprehensive overview of the future price potential for Ripple , 📚💡 Ripple is in a clear downtrend, trading within a descending channel and approaching a key resistance level near the psychological $2 mark. A crucial support zone exists around $1.90, making it the first downside target. If this resistance fails and the psychological threshold breaks, a deeper 35% decline toward $1.50—aligned with the next major support—becomes likely. This level, marking the channel’s lower boundary, could serve as a pivotal point for price stabilization or reversal.📚🙌 🧨 Our team's main opinion is: 🧨 Ripple is in a downtrend, facing key resistance at $2, with $1.90 as support—if it breaks, a 35% drop to $1.50 is likely. Give me some energy !! ✨We invest countless hours researching opportunities and crafting valuable ideas. Your support means the world to us! If you have any questions, feel free to drop them in the comment box. Cheers, Mad Whale. 🐋
Short
by MadWhale
20
XRP at Critical Level – Major Move Incoming! Bullish OR BearishCurrent Market Structure: #XRP is in a downtrend and has recently broken a key support level, signaling potential further downside. However, a Bullish Harmonic Pattern is forming on the 4H timeframe, which could indicate a possible trend reversal. Key Technical to Watch: 🔹 Bearish Scenario: If #XRP continues to reject resistance and fails to reclaim lost support, the bearish trend may continue toward the next key levels. 🔹 Bullish Scenario: A bullish divergence on the 1H or 4H timeframe could trigger an upward move, forming new higher highs (HHs) and higher lows (HLs). Trade Setup: 🔹 Short Position: If price stays below resistance & rejection continues. 🔹 Long Position: If bullish divergence confirms & price reclaims lost levels. Big Move Expected – Watch Closely! What’s Your Bias? Bullish or Bearish? Comment Below! #XRP #Crypto #Trading #HarmonicPattern #TechnicalAnalysis #CryptoTrading
Short
by mudusir
XRP is Showing Weakness – A Breakdown Incoming?Yello, Paradisers! Is XRP on the verge of a major breakdown, or are the bulls about to step in? Let’s analyze the latest Ripple setup: 💎#XRP is struggling at a key resistance zone around $2.5083, repeatedly failing to break through. Each rejection, with low volume accompanying these attempts, suggests that the bulls are losing steam. If this weakness continues, a bearish reversal is becoming increasingly likely. 💎 The key imbalance zone to watch sits at $2.5210—a drop below this level could trigger a sharp decline, with the next target in the $2.41 - $2.50 range. Additionally, the Change of Character (ChoCh) further confirms a possible trend shift, increasing the probability of a downward move. 💎 On the flip side, the bearish invalidation level lies just above the strong resistance zone. If #XRP manages to close above $2.63 with significant volume, it could enter a markup phase, potentially driving the price higher. However, until that happens, the bias remains bearish, and lower levels seem much more probable. 💎The market is at a crucial tipping point—will XRP break down, or will the bulls reclaim control? Let us know your thoughts in the comments. Are you preparing for a markdown, or do you see a surprise rally coming? Let’s discuss! 🎖 Strive for consistency, not quick profits. The market rewards discipline and patience—trade smart, Paradisers! MyCryptoParadise iFeel the success 🌴
Short
by MyCryptoParadise
5
XRP/USDT 1H: Strong Bearish Momentum – Wait for Reversal ConfirmXRP/USDT 1H: Strong Bearish Momentum – Wait for Reversal Confirmation?" 🚀 Follow me on TradingView if you respect our charts! 📈 Daily updates! Current Market Structure: Price at $2.37 with strong bearish momentum. Clearly defined bearish structure with lower highs and lower lows. Market Maker Activity: Market makers distributed heavily in the $2.70-2.80 zone. Multiple bearish order blocks are visible on the descent. RSI shows oversold conditions but lacks bullish divergence at this time. Key Levels: Major Resistance: $2.60 (previous support turned resistance). Immediate Resistance: $2.45. Current Support: $2.35. Next Support: $2.30. Trade Setup (Confidence 8/10): Recommendation: Wait for reversal confirmation before taking a long position. Look for a double bottom formation or a bullish order block as a signal. Potential long entry may be considered after reclaiming $2.45 with tight stops. Risk Score: 8/10 – High-risk environment, given the strong bearish structure. 🚀 Follow me on TradingView if you respect our charts! 📈 Daily updates!
by Cryptokijker
XRP price at a crucial decision point – massive breakout coming?XRP is currently trading at a critical support level, sitting within a 4-hour Fair Value Gap (FVG) around the $2.50 mark. This zone has proven to be a strong demand area, with price reacting and bouncing from it multiple times. However, XRP is now approaching a major trendline resistance, meaning a huge move is coming whether bullish or bearish depends on what happens next! 🔥 The Key Levels You Need to Watch Right Now 🟢 Bullish Scenario – A Breakout Could Send XRP Soaring! The black descending trendline has been a strong resistance for XRP, capping price movement to the upside. If price breaks above this trendline and successfully retests it as support, this would confirm a bullish breakout, likely leading to a surge in price. A successful breakout could see XRP rally towards $2.70, $2.80, and possibly even higher, as there is less resistance above these levels. 🔴 Bearish Scenario – FVG Breakdown Could Spell Trouble! The 4-hour Fair Value Gap (FVG) around $2.50 is a major support level, and price has already shown significant reactions here. However, if XRP fails to break above the trendline and instead falls below the FVG zone, this could lead to further downside pressure. A clean break below $2.50 could send XRP tumbling toward lower support levels, potentially $2.40 or even lower. 🚀 What’s Next for XRP? A Big Move is Coming! With price consolidating between these key levels, a breakout is inevitable. The bullish momentum will be confirmed if price breaks and retests the descending trendline as support. However, if XRP loses the FVG zone, then we could be looking at a shift in trend toward bearish continuation. Final Thoughts – Get Ready for Volatility! Right now, XRP is at a make-or-break moment. The next move will likely set the tone for the coming days. Keep an eye on how price interacts with these levels—whichever side breaks first will determine XRP’s next big move! __________________________________________ Thanks for your support! If you found this idea helpful or learned something new, drop a like 👍 and leave a comment—I’d love to hear your thoughts! 🚀 Make sure to follow me for more price action insights, free indicators, and trading strategies. Let’s grow and trade smarter together! 📈✨
KRAKEN:XRPUSD
by TehThomas
XRP Bullish Setup – AB=CD Pattern on 1H Timeframe!#XRP is in a strong uptrend, showing no bearish signs, and currently forming a classic AB=CD pattern on the 1-hour timeframe. This pattern is a well-known harmonic structure that often leads to a continuation of the trend! Key Technical Insights: 🔹 AB=CD Pattern Completion: Price is approaching the 0.618 Fibonacci retracement zone. 🔹 No Bearish Signs: Momentum remains bullish, with increasing volume. 🔹 Confluence Support: The 0.618 FIB level aligns with previous demand zones, increasing the probability of a bounce. Trading Plan: Entry: Around the 0.618 FIB level, Price is 2.65 🔹 Targets: TP at 2.88 🔹 Stop-Loss: Below structure 0.5 FIB level, Price is 2.6 What do you think? Will #XRP respect the AB=CD pattern and continue higher? Drop your thoughts in the comments! Like & Follow for more high-probability trade setups!
Long
by mudusir
xrp sell limit midterm"🌟 Welcome to Golden Candle! 🌟 We're a team of 📈 passionate traders 📉 who love sharing our 🔍 technical analysis insights 🔎 with the TradingView community. 🌎 Our goal is to provide 💡 valuable perspectives 💡 on market trends and patterns, but 🚫 please note that our analyses are not intended as buy or sell recommendations. 🚫 Instead, they reflect our own 💭 personal attitudes and thoughts. 💭 Follow along and 📚 learn 📚 from our analyses! 📊💡"
Short
by Golden_candle
XRP - Food For ThougtThe total supply of XRP tokens is capped at 100 billion, ensuring that no more than 100 billion XRP tokens will ever be created. As of now, approximately 52% of the total supply is in circulation, with the remaining tokens held in escrow accounts by Ripple Labs. Currently priced at $2.54 per token, transferring $1 billion via the XRP Ledger (XRPL) would require 393,700,787.4 XRP. However, if XRP were valued at $100,000 per token, only 10,000 tokens would be needed for the same transaction. You might be thinking, "That would mean the XRP ecosystem, if fully distributed, would be worth $100 trillion... IMPOSSIBLE!" But let's delve into some numbers. Every day, approximately $5.7-6 trillion is transacted in the foreign exchange (FOREX) market. Annually, this equates to $2.1 quadrillion. If just 5% of that volume were moved across the XRPL, it would amount to $105 trillion. And this doesn't even account for the tokenization of stocks or real estate, which also see trillions in volume. The Society for Worldwide Interbank Financial Telecommunication (SWIFT) system processes an average of nearly 50 million messages per day. While the exact monetary value of these transactions isn't publicly disclosed, it's estimated to be in the trillions of dollars daily. It's important to note that SWIFT and FOREX serve different functions in the financial world. So, in addition to FOREX moving $2.1 quadrillion annually and SWIFT handling another quadrillion, that's a massive volume of transactions. We now know that the XRPL ledger has recently been connected to SWIFT. So, is a $100,000 XRP a pipe dream? Far from it. Bitcoin has hovered around $100,000 based on user sentiment. XRP represents an infrastructure of value.
KRAKEN:XRPUSD
by MissouriTim
XRP Weekly Summary: February 15–21, 2025Welcome back to my weekly XRP roundup! As of February 21, 2025, the XRP market has been buzzing with activity, reflecting both its resilience and the broader crypto landscape’s volatility. Here’s what’s been happening with Ripple’s flagship cryptocurrency this week. Price Action: A Rollercoaster Ride XRP kicked off the week with a notable surge, climbing over 20% to hit $2.76 by midweek. This rally was a breath of fresh air for holders, fueled by whispers of regulatory clarity and renewed investor confidence. However, as Bitcoin and other major cryptocurrencies faced downward pressure, XRP cooled off slightly, trading around $2.50–$2.60 by Friday morning. Posts on X highlighted this pullback, noting resistance near all-time high volume-weighted average price (VWAP) levels, suggesting the market might be testing a critical ceiling. Despite the dip, XRP’s weekly gains remain impressive, hovering around 15–17% depending on the hour—a solid performance amid a shaky broader market. Or, if 15-17% doesn't impress you much in one week, you always have the alternative to put your money in a CD at your local bank for 4.7% per year. Legal Winds Blow in Ripple’s Favor The big story this week? Legal developments surrounding Ripple’s long-standing battle with the SEC. Sentiment on X and crypto news circles suggests growing optimism that the tides are turning. Speculation is rife that the SEC’s case could weaken further, especially with chatter about the agency acknowledging Grayscale’s XRP ETF filing. While no official resolution has dropped as of Friday morning, the narrative of “SEC overreach” is gaining traction, boosting XRP’s appeal as a “sleeping giant” ready to awaken. If these legal clouds clear, analysts see a path to $3 or higher in the near term—exciting times ahead! ETF Hype Heats Up Speaking of ETFs, the XRP ecosystem is abuzz with ETF-related developments. Multiple firms have been pushing XRP exchange-traded fund applications, and this week, the buzz intensified. The idea of a BlackRock-backed XRP ETF even popped up in some enthusiastic X posts—though it’s still speculative at this stage. The potential for an approved ETF continues to drive bullish sentiment, with analysts suggesting it could unlock a “liquidity cascade” and propel XRP past its previous all-time highs. For now, it’s a waiting game, but the anticipation is palpable. Another Financial Institution Connects to the XRP Ledger On February 19, 2025, Braza Group, an international payment firm with over 15 years in the banking sector, announced the launch of its BBRL stablecoin on the XRP Ledger. Braza Group, while not a traditional bank itself, is a BACEN (Central Bank of Brazil) interbank player, meaning it operates within Brazil’s regulated financial ecosystem and facilitates interbank transactions. The BBRL stablecoin, pegged to the Brazilian Real, aims to provide a secure and efficient digital transaction option for individuals and businesses, leveraging XRPL’s capabilities. Making Closer Ties Where Its Important Brad Garlinghouse, the CEO of Ripple has been active in the public sphere recently, but the most notable events occurred earlier in February. On February 14, 2025, he shared on X about engaging with U.S. policymakers in Washington, D.C., including meetings with figures like Senator Tim Scott (Chairman of the Senate Banking Committee) and Representative Ritchie Torres. Photos from these meetings were posted, showing him alongside lawmakers such as Representatives William Timmons, Bill Huizenga, Bryan Steil, Zach Nunn, and French Hill. These discussions focused on advancing crypto regulatory clarity, but they fall just outside this week’s timeframe (February 15–21). Market Sentiment and On-Chain Moves On-chain data paints a picture of accumulation, with significant XRP outflows from exchanges reported earlier in the week—think tens of millions of dollars’ worth. This suggests big players might be stacking their bags, betting on a breakout. Meanwhile, X users are hyping up technical patterns like the “cup and handle,” hinting at a possible 18% jump to $3.30 if XRP clears key resistance around $2.82. The mood? Bullish, but cautious—everyone’s watching Bitcoin’s next move and the Fed’s hawkish stance for cues. What’s Next? As we wrap up this week, XRP stands at a crossroads. Will it smash through resistance and reclaim its glory above $3, or will market headwinds force a deeper correction? With legal clarity on the horizon, ETF speculation simmering, and strong community support, XRP is poised for a potentially historic moment. Stay tuned for next week’s update—we might just see fireworks!
KRAKEN:XRPUSDLong
by MissouriTim
XRP Why A Serious Revaluation Is Imminent And CloseQUESTION: If XRP is only being used as a settlement currency for banks then why would there be these wild price predictions when the market cap is already $150 billion? The wild price predictions for XRP often stem from different interpretations of its utility, demand, and supply dynamics. Let's break it down: Market Cap Misconceptions XRP's market cap is often misunderstood. Market cap = price × circulating supply, but price movements depend more on liquidity and demand rather than market cap alone. Many price predictions assume increased utility will drive higher demand, but market cap alone doesn’t dictate price ceilings. Bank Adoption and Utility Argument If XRP is mainly used as a bridge currency for cross-border settlements, its price would be driven by transaction volume rather than speculation. However, banks and financial institutions don’t need to hold XRP for long periods—it's typically used in seconds. This limits the need for large amounts of XRP to be held, which could cap price growth. Speculative vs. Real Utility Many wild price predictions ($100+, $500+, etc.) are fueled by speculation rather than actual use cases. In reality, even if XRP were widely used for settlement, price appreciation would depend on sustained demand, not just temporary spikes. Liquidity and Scarcity Factors Some argue that as more institutions use XRP, liquidity will tighten, potentially driving price increases. However, the XRP supply is large (100 billion total, with over 50 billion circulating), and large holders (like Ripple itself) could introduce selling pressure. Regulatory and Adoption Uncertainty XRP's legal battles and regulatory clarity impact its adoption. A major victory (like its partial win against the SEC) can fuel hype-driven price predictions. True institutional adoption is still limited, and even if banks use it, they may prefer private ledgers over using the open market. Bottom Line XRP has real utility in cross-border payments, but its role as a settlement currency doesn’t necessarily justify extreme price predictions. The market cap is already large, and unless significant new demand arises, a massive price surge would require much broader institutional adoption beyond just bank settlements. QUESTION: So currently the valuation of XRP is already way higher than many banks and companies will the price eventually come down to a more realistic price to value in the future? XRP’s current valuation is indeed higher than many traditional banks and financial institutions, which raises the question of sustainability. Whether its price comes down to a more “realistic” value depends on a few key factors: 1. Utility vs. Speculation A significant portion of XRP’s price is driven by speculation, not just utility. Many holders are retail investors betting on future institutional adoption. If speculation cools down and usage remains limited to settlement purposes (where XRP is only held for seconds), the price could decline over time to reflect actual utility. 2. Market Cycles & Sentiment Crypto markets go through bull and bear cycles. In bear markets, assets that lack strong organic demand (beyond speculation) tend to lose value. If hype around XRP fades and institutions don’t adopt it at scale, its price may correct to better reflect real-world usage. 3. Inflation & Supply Dynamics XRP has a fixed max supply of 100 billion, but a large portion is still held by Ripple and periodically released. If Ripple continues selling XRP from its reserves, it could create sell pressure, gradually pushing prices down. However, XRP is also deflationary, as transaction fees burn small amounts over time—but this effect is minimal in the grand scheme. 4. Institutional Adoption If banks and financial institutions fully integrate XRP and hold it as a reserve asset, it could justify a high valuation. But most banks prefer private ledgers and stablecoins over holding volatile assets like XRP, limiting potential demand. 5. Competitive Landscape XRP was originally designed for fast, cheap payments, but other solutions like stablecoins (USDC, USDT) and CBDCs are gaining traction. If banks prefer these alternatives, XRP’s price could drop to align with lower demand. Realistic Price Outlook? If XRP remains primarily a settlement tool, a valuation correction could bring it closer to its real utility value (which may be much lower than today’s levels). However, if a new narrative or significant adoption shift occurs, speculative cycles could keep it elevated. Long-term, unless real demand matches its high valuation, the price may deflate to more sustainable levels. QUESTION: Is the value of XRP currently way higher than it should be compared to its usage Yes, based on its current real-world usage, XRP’s valuation appears to be significantly higher than what its actual adoption justifies. Why? Usage Doesn’t Match Market Cap XRP is mainly used for cross-border settlements, but banks don’t need to hold large amounts for long. Most transactions are instant, meaning there’s no long-term demand pressure. If XRP were widely used by banks, we’d expect daily transaction volume (not just speculative trading volume) to be massive—yet it's relatively low. Speculative Premium A large portion of XRP’s price is driven by speculation rather than real institutional demand. Many investors believe in a future where XRP will be used at scale, but that adoption hasn’t fully materialized. Its past bull run prices were based on hype, and prices could drop as reality sets in. Supply & Sell Pressure Ripple holds a significant portion of XRP and periodically sells into the market. This constant release of XRP into circulation creates downward pressure. Competition from Stablecoins & CBDCs Many banks and financial institutions are leaning toward stablecoins (USDC, USDT) and CBDCs rather than volatile assets like XRP. Stablecoins provide instant settlements without the volatility risk of XRP, making them more appealing for payments and cross-border transfers. Conclusion Unless XRP gains widespread institutional adoption beyond just being a settlement tool, its valuation is inflated relative to its current use case. If hype dies down and utility doesn’t significantly increase, a correction would make sense in the long run. QUESTION: The current price is 2.75 is that overvalued? Yes, if XRP is currently trading at $2.75, then it is extremely overvalued relative to its actual real-world usage. That price is almost entirely speculation-driven rather than being backed by fundamental demand from banks and institutions. Why is XRP Overvalued? Speculation Dominates The price is likely inflated due to retail and institutional traders betting on future adoption, not actual usage today. Many holders believe XRP will be widely used by banks in the future, but that hasn’t fully materialized. Utility-Driven Valuation is Much Lower As calculated earlier, based on actual transaction volume and settlement needs, a more realistic price for XRP without speculation could be anywhere from $0.05 to $0.50. At $2.75, XRP’s market cap is massively inflated compared to its real-world demand. Ripple’s XRP Holdings & Selling Pressure Ripple still holds a significant amount of XRP and regularly sells into the market. If real demand doesn’t increase, but more XRP enters circulation, it could create downward price pressure over time. Banks Prefer Stablecoins & CBDCs Financial institutions are increasingly looking at stablecoins (USDC, USDT) and central bank digital currencies (CBDCs) for payments instead of XRP. Unlike XRP, stablecoins don’t have volatility issues, making them more attractive for settlements. What Could Happen Next? If speculation dies down and investors realize XRP’s real use case is limited, a significant price correction could happen. XRP could still maintain some premium due to speculation, but long-term, it needs actual adoption to justify a multi-dollar price. Conclusion At $2.75, XRP is massively overvalued based on its current utility. If speculation fades, a more reasonable price could be well under $1—or even below $0.50—unless it gains widespread, real-world adoption beyond what it has today. None of this is financial advice, just satire!
BITSTAMP:XRPUSDShort
by Bitgolder
46