EML Payments Ltd. engages in the provision of payment solutions and financial services. It operates through the following segments: Gift & Incentive (G&I), General Purpose Reloadable (GPR), Digital Payments (DP), and Group. The Gift & Incentive (G&I) products provides single load gift cards for shopping malls and incentive programs across the world. The General Purpose Reloadable segment includes reloadable cards to a variety of industries including, but not limited to Government, Salary Packaging, Gaming and Digital Banking. The Digital Payments segment focuses on the payment options for consumers. Its operations include funds disbursement, social and welfare payments, loyalty and rewards programs, loan disbursements, corporate expenses, procurement, and salary packaging. The company was founded in 2001 and is headquartered in Brisbane, Australia.