2021 and beyond - Time for HERORead more about this ETF here
I like some of the country exposure like Japan and SK where if you buy the individual stocks, it would be more expensive to hold for long term. This has a relatively good spread. Again, ETF is diversified and the components stocks within may not appeal to every investor.
Then again, it takes away the peace of mind of having to find individual stocks to buy which is time consuming
