Utkarsh Small Finance Bank Ltd. engages in the provision of banking and financial solutions. It operates through the following segments: Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The Corporate/Wholesale Banking and Retail Banking segments offer lending, deposits, and other banking services. The Treasury segment includes dealings in statutory liquidity ratio (SLR) and non-SLR investments, maintenance of reserve requirements, and resource mobilization from other banks and financial institutions. The Other Banking Operations segment refers to other activities which are not covered under wholesale, retail or treasury activity. The company was founded on October 7, 2015 and is headquartered in Varanasi, India.