Sterling Financial Holdings Co. Plc engages in providing commercial, internet, and investment banking services through its subsidiaries. It operates through the following segments: Corporate Banking, Commercial Banking, Retail Banking, and Special Purpose Vehicle (SPV). The Corporate Banking segment provides banking solutions to multinational companies and other financial institutions. The Commercial Banking segment offers banking solutions to medium-sized enterprises and commercial entities. The Retail Banking segment refers to banking solutions for individuals, small businesses, and partnerships. The SPV segment raises funds through the issuance of debt securities. The company was founded on October 13, 2021 and is headquartered in Lagos, Nigeria.