Íslandsbanki hf engages in the provision of financial services to households, corporations and professional investors. It operates through the following business segments: Personal Banking, Business Banking, and Corporate & Investment Banking. The Personal Banking segment provides comprehensive financial services to individuals, including lending, savings, and payments. The Business Banking segment provides small and medium-sized enterprises (SMEs) with comprehensive financial services, including ergo, the banks asset financing service. The Corporate & Investment Banking segment provides universal banking services to large companies, municipalities, institutional investors, and affluent individuals. The company was founded in 1875 and it is headquartered in Kopavogur, Iceland.