PBC fundamentals

Philippine Bank of Communications, Inc. engages in the provision of commercial banking services such as deposit products, loans and trade finance, domestic and foreign fund transfers, treasury, foreign exchange, and trust services. It operates through the following segments: Branch Banking Group, Corporate Banking Group, Treasury, Consumer Finance, and Trust and Wealth Management. The Branch Banking Group segment is involved in handling individual customers' deposits and provides overdrafts and fund transfer facilities. The Corporate Banking Group segment focuses on managing the relationship with the corporate and institutional clients with loans and credit facilities as the primary product. The Treasury segment includes management of balance sheet and liquidity position. The Consumer Finance segment provides the retail client’s credit requirements for the purchase of auto, home, and personal loan requirements. The Trust and Wealth Management segment serves as the trustee or investment manager for both individual and corporate accounts. The company was founded on August 23, 1939 and is headquartered in Makati City, Philippines.