Universal Insurance Co. Ltd. engages in the non-life insurance business. It operates through the following segments: Fire and Property Damage, Marine and Transport, Motor, and Others Insurance. The Fire and Property Damage Insurance segment provides coverage against damage caused by fire, riot, explosion, earthquake, atmospheric damage, flood, and electric fluctuation. The Marine and Transport Insurance segment offers coverage against cargo risk, war risk, and inland transit damages. The Motor Insurance segment gives comprehensive car coverage, and indemnity against third party loss. The Others segment covers losses against burglary, loss of cash in safe and cash in transit, and engineering losses. The company was founded on May 9, 1958 and is headquartered in Lahore, Pakistan.