Luminor Financial Holdings Ltd. is an investment company, which engages in the development of integrated residential and commercial properties. It operates through the Financial Solutions and Property segments. The Financial Solutions segment consists of interest income and fees from financial solutions business in Malaysia. The Property segment develops residential and commercial properties, and leases properties held for sale. The company was founded by Hoe San Tan and Yi Ru Fan in August 2008 and is headquartered in Singapore.