UPST at a Crossroads: Breakdown or Bounce?Trend Overview
UPST has been trading within a rising channel since mid-2023 but is now testing key support levels.
The stock is currently at $53.69 (-3.23%), indicating a potential breakdown if support fails at $49.
Key Levels to Watch
Support Levels:
$49.75 - $44.18 → Critical zone (
Next report date
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−1.46 USD
−128.58 M USD
636.53 M USD
82.46 M
About Upstart Holdings, Inc.
Sector
Industry
CEO
David Joseph Girouard
Website
Headquarters
San Mateo
Founded
2013
FIGI
BBG00PKCBY53
Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. Its platform aggregates consumer demand for loans and connects it to the company's network of artificial intelligence-enabled bank partners. The company was founded by David Joseph Girouard, Anna Mongayt Counselman and Paul Gu in December 2013 and is headquartered in San Mateo, CA.
$UPST down 50% is in correction territoryEarlier in this space on 13 Feb 2025 we have discussed the resurgence of the Fintech sector and the base building of the famous fintech ETF form Ark investments $ARKF. Many Fintech stocks like NASDAQ:HOOD , NASDAQ:COIN , NASDAQ:PYPL , NYSE:XYZ etc had a great Nov 2024 to Jan 2025. The story was
UPSTART ($UPST): AI-DRIVEN LENDING ON THE RISEUPSTART ( NASDAQ:UPST ): AI-DRIVEN LENDING ON THE RISE
1/8 – REVENUE & EARNINGS BLAST
• Q4 2024 revenue: $219M (+56% YoY) 🔥
• Powered by a 68% jump in loan originations 💸
• EPS: $0.26, beating estimates by $0.30 (analysts expected -$0.04) 🚀
• Positive Adj. EBITDA—Upstart’s inching closer to sustai
Down With UPSTARTWe can see on the RSI, MACD, and Stochastic that UPSTART holdings is facing heavy selling pressure in the near term.
We have provided 33, 50 and 66 % retracement levels to provide levels of interest.
Price will most likely return to test the 5day support at the gaussian channel to total a 55% drop.
See all ideas
Summarizing what the indicators are suggesting.
Neutral
SellBuy
Strong sellStrong buy
Strong sellSellNeutralBuyStrong buy
Neutral
SellBuy
Strong sellStrong buy
Strong sellSellNeutralBuyStrong buy
Neutral
SellBuy
Strong sellStrong buy
Strong sellSellNeutralBuyStrong buy
An aggregate view of professional's ratings.
Neutral
SellBuy
Strong sellStrong buy
Strong sellSellNeutralBuyStrong buy
Neutral
SellBuy
Strong sellStrong buy
Strong sellSellNeutralBuyStrong buy
Neutral
SellBuy
Strong sellStrong buy
Strong sellSellNeutralBuyStrong buy
Displays a symbol's price movements over previous years to identify recurring trends.
UPST5472487
Upstart Holdings, Inc. 0.25% 15-AUG-2026Yield to maturity
6.47%
Maturity date
Aug 15, 2026
UPST5939330
Upstart Holdings, Inc. 1.0% 15-NOV-2030Yield to maturity
—
Maturity date
Nov 15, 2030
UPST5894078
Upstart Holdings, Inc. 2.0% 01-OCT-2029Yield to maturity
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Maturity date
Oct 1, 2029
See all UPST bonds
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Frequently Asked Questions
The current price of UPST is 48.68 USD — it has increased by 6.21% in the past 24 hours. Watch Upstart Holdings, Inc. stock price performance more closely on the chart.
Depending on the exchange, the stock ticker may vary. For instance, on NASDAQ exchange Upstart Holdings, Inc. stocks are traded under the ticker UPST.
UPST stock has risen by 18.79% compared to the previous week, the month change is a −14.84% fall, over the last year Upstart Holdings, Inc. has showed a 119.87% increase.
We've gathered analysts' opinions on Upstart Holdings, Inc. future price: according to them, UPST price has a max estimate of 110.00 USD and a min estimate of 15.00 USD. Watch UPST chart and read a more detailed Upstart Holdings, Inc. stock forecast: see what analysts think of Upstart Holdings, Inc. and suggest that you do with its stocks.
UPST reached its all-time high on Oct 15, 2021 with the price of 401.49 USD, and its all-time low was 11.93 USD and was reached on May 3, 2023. View more price dynamics on UPST chart.
See other stocks reaching their highest and lowest prices.
See other stocks reaching their highest and lowest prices.
UPST stock is 5.38% volatile and has beta coefficient of 4.01. Track Upstart Holdings, Inc. stock price on the chart and check out the list of the most volatile stocks — is Upstart Holdings, Inc. there?
Today Upstart Holdings, Inc. has the market capitalization of 4.44 B, it has increased by 4.95% over the last week.
Yes, you can track Upstart Holdings, Inc. financials in yearly and quarterly reports right on TradingView.
Upstart Holdings, Inc. is going to release the next earnings report on May 6, 2025. Keep track of upcoming events with our Earnings Calendar.
UPST earnings for the last quarter are 0.26 USD per share, whereas the estimation was −0.040 USD resulting in a 753.99% surprise. The estimated earnings for the next quarter are 0.17 USD per share. See more details about Upstart Holdings, Inc. earnings.
Upstart Holdings, Inc. revenue for the last quarter amounts to 218.96 M USD, despite the estimated figure of 181.93 M USD. In the next quarter, revenue is expected to reach 201.28 M USD.
UPST net income for the last quarter is −2.75 M USD, while the quarter before that showed −6.76 M USD of net income which accounts for 59.23% change. Track more Upstart Holdings, Inc. financial stats to get the full picture.
No, UPST doesn't pay any dividends to its shareholders. But don't worry, we've prepared a list of high-dividend stocks for you.
As of Apr 26, 2025, the company has 1.19 K employees. See our rating of the largest employees — is Upstart Holdings, Inc. on this list?
EBITDA measures a company's operating performance, its growth signifies an improvement in the efficiency of a company. Upstart Holdings, Inc. EBITDA is −152.31 M USD, and current EBITDA margin is −23.93%. See more stats in Upstart Holdings, Inc. financial statements.
Like other stocks, UPST shares are traded on stock exchanges, e.g. Nasdaq, Nyse, Euronext, and the easiest way to buy them is through an online stock broker. To do this, you need to open an account and follow a broker's procedures, then start trading. You can trade Upstart Holdings, Inc. stock right from TradingView charts — choose your broker and connect to your account.
Investing in stocks requires a comprehensive research: you should carefully study all the available data, e.g. company's financials, related news, and its technical analysis. So Upstart Holdings, Inc. technincal analysis shows the buy rating today, and its 1 week rating is sell. Since market conditions are prone to changes, it's worth looking a bit further into the future — according to the 1 month rating Upstart Holdings, Inc. stock shows the neutral signal. See more of Upstart Holdings, Inc. technicals for a more comprehensive analysis.
If you're still not sure, try looking for inspiration in our curated watchlists.
If you're still not sure, try looking for inspiration in our curated watchlists.